Axis Bank Home Loan Details
Interest Rate |
6.90% p.a* |
Loan Amount |
Based on income |
Processing Fees |
Up to 1% or min. Rs. 10,000/- |
Penal Interest Rate |
24% p.a. or 2% per month |
Prepayment/Foreclosure Charges |
0 – 2% |
Max Tenure |
30 Years |
Rate Packages Available |
Floating/Fixed |
*Festival offer
For information on other fees and charges such as switching fees, CERSAI charges, and issuance of duplicate documents, to name a few, visit the Axis Bank Home Loan Processing Fees & Charges
Axis Bank Home Loan Interest Rates 2022
Find below the interest rates for different home loan schemes offered by Axis. The rates offered on the loan depend on whether you’re a salaried employee or self-employed individual and what type of interest rate package you have chosen.
Axis Home Loan Schemes |
Salaried |
Self-Employed |
Axis Home Loan |
6.90% p.a. – 8.40% p.a. |
7.95% p.a. – 8.55% p.a. |
Axis QuikPay Home Loan |
7.95% p.a. – 8.45% p.a. |
9.15% p.a. – 9.35% p.a. |
Axis Power Advantage Home Loan |
8% p.a. – 8.35% p.a. |
9% p.a. – 9.20% p.a. |
Axis Shubh Aarambh Home Loan |
7.75% – 8.25% p.a. |
8.95% p.a. |
Axis Fast Forward Loan |
7.75% – 8.25% p.a. |
8.95% p.a. – 9.15% p.a. |
Axis Asha Home Loan |
10.05% p.a. – 11% p.a. |
10.30% p.a. – 11.50% p.a. |
Axis Super Saver Home Loan |
8.15% p.a. – 8.30% p.a. |
9.20% p.a. – 9.35% p.a. |
Axis Top Up Home Loan |
At the bank’s discretion |
Starting from 8.90% p.a. |
Axis Bank Home Loan Fixed Rates Jun 2022
Axis Home Loan Schemes |
Interest Rate for Salaried/ Self-Employed |
Home Loan |
12% p.a. |
QuikPay Home Loan |
NA |
Power Advantage Home Loan |
8.40% p.a. |
Shubh Aarambh Home Loan |
12% p.a. |
Fast Forward Loan |
12% p.a. |
Asha Home Loan |
12% p.a. – 12.50% p.a. |
Empower Home Loan |
NA |
Super Saver Home Loan |
NA |
Top Up Home Loan |
12% p.a. |
Note: Fixed-rate home loans are applicable for a maximum loan tenure of 20 years.
Axis Bank Home Loan Calculator
BankBazaar Axis Bank Home Loan EMI Calculator lets you calculate your EMI within a few minutes. This easy-to-use financial calculator gives you 100% accurate results every time. All you need to do is enter the loan amount, interest rate, tenure, and processing fee. Click on “Calculate” to view your EMI. You can also check a detailed breakdown of your repayment schedule through an amortisation table.
Amount |
10 years |
20 years |
30 years |
Rs.10 lakh |
Rs.12,001 |
Rs.8,209 |
Rs.7,164 |
Rs.20 lakh |
Rs.24,002 |
Rs.16,409 |
Rs.14,328 |
Rs.40 lakh |
Rs.48,004 |
Rs.32,838 |
Rs.28,656 |
Rs.50 lakh |
Rs.60,005 |
Rs.41,047 |
Rs.35,821 |
*Lowest interest rate of 7.75% p.a. has been taken into consideration for this loan EMI illustration. Your final EMI amount can vary based on the rate offered to you by the bank.
Compare: Home Loan Interest Rate all Banks
Calculating your EMI (equated monthly instalment) will help you plan your finances once you take the loan. In order to calculate, you can use the home Loan EMI Calculator.
This easy-to-use online tool lets you calculate your monthly instalments in a quick manner. All you need to do is enter all your loan-related details, including the loan amount, tenure, applicable rate, and processing fee. After that, hit the button “calculate” to view the EMI amount.
This will be followed by an amortisation table where you can view a detailed breakdown of your payment schedule.