Cover amount: ₹5 Lakh
Cashless hospitals: 316
Premium:₹611/month (₹7331 paid annually)
Claim Settlement Ratio: 92%
Cover amount: ₹5 Lakh
Cashless hospitals: 316
Premium:₹611/month (₹7331 paid annually)
Claim Settlement Ratio: 92%
Why is it Important
The shorter waiting period, the better as the cost of your current illness can be expensive
Why is it Important
The higher the number of network hospitals the better as you can avail cashless treatment at more places.
Why is it Important
A lower cap is better as room rent eats into the claim amount which should be spent on treatment cost.
Why is it Important
The number of day care treatments are increasing every day and it is important that your insurance covers the same.
Why is it Important
Most people infected with the virus will experience mild to moderate respiratory illness and recover without requiring special treatment. However, some will become seriously ill and require medical attention
Why is it Important
A lower cap is better as room rent eats into the claim amount which should be spent on treatment cost.
Why is it Important
It helps at the time of second hospitalization in the same year
Why is it Important
Since the medical expenses are rising every year, this benefit ensures you have sufficient funds for any medical emergency.
Why is it Important
Health checks ensure you are treated before your medical condition gets serious.
Full claim paid by Insurer
Why is it Important
The shorter waiting period, the better as the cost of your current illness can be expensive
Why is it Important
Higher the maternity cover and a shorter waiting period is better. This allows you to avail the best hospitals and doctors for your new born.
Why is it Important
The higher the number of network hospitals the better as you can avail cashless treatment at more places.
Why is it Important
Typically there is a period of OPD and diagnostics before one is discharged. Longer the Pre-Hospitalisation cover period, better it is
Why is it Important
There are usually expenses on medicines and treatments even after hospitalization. This benefit helps to cover the same.
Why is it Important
The number of day care treatments are increasing every day and it is important that your insurance covers the same.
Why is it Important
The higher the cover amount, the better as sometimes — especially during seasonal outbreaks like dengue — hospitals may not have accomodation.
Why is it Important
This benefit covers you for alternative treatment options which are becoming more and more popular.
Why is it Important
It is a value-added service and you get a convenient second opinion.
Why is it Important
It ensures that expenses of the donor are covered, and the insured gets the organ that is required in time
Why is it Important
The money can be used for meeting additional expenses that are not covered by health insurance
No cover for emergency evacuation services
Not covered
Why is it Important
The higher the coverage the better as most treatments do not require hospitalization.
Why is it Important
This add-on is beneficial as stray animals are everywhere and you can’t predict when one might bite you.
Are PPE kits and other consumable items covered in Health Insurance policies?
Mostly policies don’t cover it by default, however you can buy some very low cost riders and get consumables like PPE kits covered. These include riders such as Care Shield with Care Health Products, or Safeguard with Max Bupa products.
Is HomeCare treatment covered in my Health Insurance policy?
Many Comprehensive health plans provide Home Care treatment where Hospitalisation was required, but patients couldn’t be hospitalised because beds weren’t available. This will include the cost of treatment, diagnosis, medication, oxygen, etc. Check with your advisor for options where HomeCare for Covid-19 is also covered
Will my Health policies cover Black Fungus or any other complications of Covid-19?
Absolutely, Health Insurance covers Covid-19 and all its related complications such as Black Fungus.