FAQs
Q. How long does it take for Dhani Personal Loan disbursal?
A. Dhani Loans and Services offer instant sanction, and disbursal of the personal loan into the bank account of the applicant in a matter of minutes. The loan processing is completely online and requires minimal documentation. The NBFC also offers pre-approved personal loans to select customers qualifying its income and other eligibility requirements.
Q. Can I make prepayments on the personal loan availed from Dhani Loans and Services?
A. Yes, you can make prepayments on the personal loan availed from Dhani Loans and Services. No prepayment charges are levied on loan amounts below Rs 20,000. Pre-payments can be made only after 6 months from the date of loan disbursal subject to prepayment charges of 5%.
Q. Can I choose between fixed and floating interest rates?
A. Dhani Loans and Services offers personal loans at fixed rates only.
Q. What is the minimum credit score at which the applicants avail Dhani Personal Loans?
A. Dhani Loans and Services has not stated the cut-off credit score for personal loan applicants. However, credit scores of 750 and above usually increases the chances of availing personal loans at lower interest rates.